Join Rajiv Raj of Credit Vidya on how you can get good CIBIL score and home loan rates at 4.30 on Rediff ZaraBol.
CIBIL's new scoring system to rate borrowers keeping in mind the current trends and changes in the consumer profiles and credit data
Remember to take important documents like no dues certificate.
A six-point checklist to follow when lenders reject your home loan application.
Wedding.con is a watchable show, if only to caution people about the latest scams, notes Deepa Gahlot.
In an online chat with readers, Harshala Chandorkar of CIBIL answered their queries on education loans.
If your are hassled with too many EMIs, bring them all under one umbrella and pay a single amount
The sector seems set for a rally that may be somewhat temporary.
A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!
Being careless with money is often associated with bad financial habits. If you are not aware of what these bad habits are, here is a list that could well serve as a caution.
If you default, the bad behaviour stays in your credit report for a very long time
Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!
Instead of being guided only by returns, investors should also factor in the risks of lending on these platforms.
More credit bureaus to ensure faster dispute resolution.
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
Follow these 6 Cs of building good credit and your lender will never disappoint you!
Here are some pointers that should serve as red flags for you
Co-signing a loan is a huge responsibility and can impact you greatly. Here's what you need to know before your generous streak gets the better of you!
For a borrower, who has serviced his loan without missing any repayment, the banks will be willing to take over the loan, give a top-up, and would offer lower interest rates, says Tinesh Bhasin.
Money is a touchy topic for most of us. Money fights between couples are all about control and freedom. Keeping the communication channels open and respecting each other's attitudes can help couples manage finance better.
Now that you have clicked on this sensational headline do read what follows. It will not make you a millionaire in 15 days but lays a solid foundation for you becoming one.
It is not very easy to wriggle out of your role as a guarantor in case the original borrower defaults. Nevertheless, you can still come out of the situation with your credit record intact.
How and why too many credit inquiries can hurt your CIBIL score and hence make lenders wary of lending to you
As you ring in the New Year, here's a list of the 10 most important financial resolutions to get your money train back on track.
Until your home loan is sanctioned, some silly mistakes on your part before making the first move can derail the most important goal of your life.
Here are the many pros and some cons of going for such an arrangement
Make your 'dream-home' dream come true
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?
You can still save a little more than you already are by changing a few spending habits.
A few important factors to keep in mind while applying for a home loan, and strategies to manage it, whatever your age.
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
Gandhiji inspired the nation to believe in their dream. He continues to be an inspiration to each one of us by making us believe in our dreams. Make that home loan work for you and don't give up till you sign on the dotted line for owning your dream home.
Following are certain important things that lenders consider while processing loans to self-employed...
Life hacks to get your financial situation under control
If borrowers don't have access to a bank's credit facility, it could make sense to use peer-to-peer systems.
Managing your own money is empowering. And if you haven't started yet, now is the perfect time!
